Blogs

When people think about legacy planning, the conversation often starts with money, property, wills and important documents. Those things matter, of course, but they are only one part of what we leave behind. A family legacy is also made up of stories, traditions, photographs, recipes, memories and the small details…

When somebody dies, their family is often left dealing with far more than grief. There can be a funeral to arrange, bills to manage, banks to contact, a will to locate and an estate to administer. Then there is another important question: Did they have life insurance, and if they…

Most people do not deliberately leave their affairs disorganised. It simply happens over time. Your will might be stored with one company. Your pension is managed through an online account. Your life insurance policy was emailed to you years ago. Your mortgage information is somewhere in a drawer. Investments are…

You took out life insurance for a reason. Perhaps it was to help pay off the mortgage, give your partner some financial security, support your children or simply make sure your family would have some money available if the worst happened. But there is an important question that is surprisingly…

Inheritance Tax Planning and Capital Gains Tax: How Being Organised Could Help Reduce Your Family’s Tax Bill Nobody likes to think about the tax their family may have to deal with after they die. But a little organisation today could make an enormous difference to the people you leave behind.…

When someone dies, grief takes up all our energy. Yet families are often faced with endless tasks, forms and decisions that feel impossible to manage. In our research, 53% of people said they would want a simple step-by-step checklist to help them manage what to do when a loved one…

When people think about legacy, they often imagine money, property or possessions. But for most of us, legacy runs much deeper than that. It is about being remembered, creating moments that last and leaving behind a sense of love that continues to guide the people we care about. Our recent…

It is natural to focus on the present. We plan our days, our holidays and our goals, but rarely look ahead to the moments that will matter most to those we leave behind. Thinking about death can feel distant or uncomfortable, yet being proactive about it is one of the…

In her book Grief Works, psychotherapist Julia Samuel observes that we can speak freely with friends and family about holidays, relationships and the most intimate parts of our lives, yet we rarely talk about death. It is one of the few things that touches everyone, but still feels too difficult…

Most of us have imagined what our final farewell might look like. Some picture a traditional funeral with quiet reflection, others prefer a lively celebration filled with stories and music. Yet our latest research found that 59% of people have never properly told their loved ones what kind of funeral…